Funded Futures Family vs Topstep (2026)
Funded Futures Family and Topstep are two of the most searched futures prop firms of 2026. Funded Futures Family has the lower entry price (from $89 vs $165), while Topstep offers the stronger profit split at 100%. On payout track record, Topstep leads with $280M paid to 72,000 traders, against $6.5M for Funded Futures Family. Topstep is the more established operation, running since 2009.
Side-by-side comparison
| Feature | Funded Futures Family | Topstep |
|---|---|---|
| Rating | ★ 4.4 (420) | ★ 4.5 (5,210) |
| Founded | 2024 (US) | 2009 (US) |
| Starting price | $89 | $165 |
| Max allocation | $150,000 | $150,000 |
| Profit target | 7% | 6% |
| Max drawdown | $1,500 (static) | $2,000 (trailing) |
| Profit split | 85% | 100% |
| Min trading days | 1 | 2 |
| News trading | Yes | Yes |
| Instant funding | Yes | No |
| Scaling plan | Yes | Yes |
| Platforms | Tradovate, NinjaTrader | TopstepX |
| Total paid out | $6.5M | $280M |
| Traders paid | 3,100 | 72,000 |
| Average payout | $1,500 | $2,100 |
Funded Futures Family in brief
Designed by traders, for traders to succeed.
Topstep in brief
Topstep helps you build the skills to earn funding, with instant payouts, fast 24/7 support, and a community that has your back. We offer a path to trade with our capital, allow you to keep up to 90% of your profits, and provide live market trading opportunities up to $150,000 with additional performance bonuses.
Verdict
- ▸Choose Funded Futures Family if entry cost matters most — its evaluations start at $89 with static drawdown.
- ▸Choose Topstep if you're optimizing for keep-rate — traders keep 100% of profits and the average payout is $2,100.
- ▸Funded Futures Family also offers instant funding, letting you skip the evaluation phase entirely.
- ▸On reputation, Topstep's $280M in verified payouts is the strongest trust signal between the two.
FAQ
Which is cheaper, Funded Futures Family or Topstep?
Funded Futures Family is cheaper to start: evaluations from $89 versus $165.
Which has the higher profit split, Funded Futures Family or Topstep?
Topstep has the higher profit split at 100%, versus 85%.
Which firm has paid out more, Funded Futures Family or Topstep?
Topstep has the larger verified payout record: $280M versus $6.5M.